Saturday, May 9, 2015

Money-wise gifts for your Mom


MANILA, Philippines - Every second Sunday of May, the world stops to honor mothers – the selfless souls who have given so much of themselves to bring forth and nurture children to be the best that they can ever be.

No single gift can adequately convey our heartfelt thanks and love to our mothers, but most of us make sure we let her know she is loved with little gifts.

Flowers in bright colors, chocolates, sweet cakes, candies, and knick-knacks are the most common gifts come Mother’s Day as children and spouses alike go shopping in search of that prized gift that she would cherish. For sure, no mother would begrudge you for giving her these, but you may also want to consider some practical gifts that are not very typical, but which she would definitely appreciate. These gifts may not be colorful, but they certainly communicate the same message of love and appreciation.

Here are five suggestions of money-wise gifts or things you can do for mom this Mother’s Day:

Gift certificates to her favorite store.

Give your mom the flexibility to shop as she pleases. Instead of picking out gifts for her, let her do the hand-picking herself. Gift certificates allow her to choose exactly what she wants, and allows her to enjoy the thrills of shopping, which many women enjoy and consider therapeutic. Many department stores even have gift cards to go with these gift certificates, allowing you to present your gift with a personalized note that she can keep, way after she has used up the GC.

How about a handy tool or household appliance that she has always wanted?

Is there something that you know she really needs, but never really bought because she thought it was too expensive or luxurious? Think of what this is—it could be the food processor for her kitchen, a recliner that she can rest in, or the large-screen television for her room. Scout around for the installment deals that would let you buy her the little luxuries that she wants. Almost every store and every credit card has promotions ongoing during Mother’s Day that you can take advantage of.

Take her to a health check-up.


Ever heard that one’s health is their true wealth? Mothers take care of everyone around them even at the expense of putting themselves last. This Mother’s Day provides an occasion to turn things around! Give her the gift of an executive check-up. Many clinics and medical centers offer these programs to fit different budgets. Not only will you show her that you care, you are also proactively guarding against possible and costly problems. Remember that an ounce of prevention is always much is worth a pound of cure.

Give her an extension credit card.

Save your mom the trouble of applying for a credit card if she does not have one yet and get her an extension card. Some credit card companies charge nothing for them, while others ask for a minimal fee. To ensure that you are able to manage your budget, you may ask the credit card company to set a maximum credit limit that you are comfortable with for her extension credit card. Giving your mom her own credit card provides her with access to funds just in case you are not available.

Help her start her pension plan.

Help your mom start her pension plan, especially if she hasn’t set up one yet. You can contribute the seed fund to kick-start the pension fund, and you can even ask your siblings to join you in setting this up. You can contribute to it regularly, along with your siblings, to ensure that your mom is financially secure in her senior years. To find the right pension plan for your mom, it will be a good idea to check with a professional who can make recommendations.

With these gift ideas, you can be sure that you are giving one of the most important people in your life what she truly deserves—but we agree: it won’t hurt to present these gifts with a bouquet of flowers and a box of chocolates.

Happy Mother’s Day!

source: www.abs-cbnnews.com